今天是: 2020年08月13日 星期四

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Finance 财政金融

Part One: Expressions
1. How are your stocks doing, Jim?
吉姆,你的股票怎么样了?
2. I lost a bunch of money in the last two years.
过去两年我赔了很多钱。
3. I changed my strategy around too.
我改变了自己的策略。
4. I like to open up a savings account please.
我想开一个储蓄帐户。
5. I want the one with the highest interest rate.
我想要最高利息的那种。
6. You have to maintain a balance of $10,000 in the account.
你必须在账户里保持1万元的余额。
7. I’ll be with you in one second.
我马上就来。
8. I want to take out a loan for school.
我想获得读书贷款。
9. Do you qualify for any of the federal loan programs?
你具备获得联邦政府贷款项目的资格吗?
10. How do I go about taking it out?
怎么样可以获得?

Part Two: Dialogues
1.Investments投资
A: How are your stocks doing, Jim?
B: Oh, all right. I lost a bunch of money in the last two years, but this year has been pretty good.
A: Yeah. I lost money investing in the Internet, too.
B: Just goes to show that you should buy companies, not ideas.
A: I changed my strategy around too. I invest in good companies now.
B: Yeah, me too. Did you hear about Frank?
A: No, what happened?
B: He lost his kids’ college money day trading.
A: Oh, boy. His wife can’t be happy about that.
A: 你的股票怎么样了,吉姆。
B: 哦,还可以。我去年这两年赔了一些钱,但是今年很不错。
A: 是的。我投资因特网也赔了一些钱。
B: 这说明你应该投资具体的公司,而不光是一些概念。
A: 我也改变了我的策略,我现在投资前景好的公司。
B: 是的,我也是。你知道弗兰克的事情吗?
A: 没有,怎么了?
B: 他做生意把孩子上大学的钱赔了。
A: 哦,天。他的太太听了肯定会不高兴的。

2.Savings Accounts储蓄帐户
A: I like to open up a savings account please.
B: O.K. We offer a few different kinds.
A: I want the one with the highest interest rate.
B: That would be our Saver’s Plus account.
A: 4.5%, that’s good. How much money do I have to keep in it to get that rate?
B: You have to maintain a balance of $10,000 in the account or the rate drops to 3%.
A: All right. I’ll open one of those.
B: Just fill out these fomp3s, and I’ll be with you in one second.
A: Thanks.
A: 我想在这儿开一个储蓄帐户。
B: 好的,我们有很多种。
A: 我要利息最高的这种。
B: 那可以试试我们的储值账户。
A: 4.5%,不错。要开这种账户得存多少钱?
B: 你必须保证有1万美元的余额存储否则利率将降至3%。
A: 好的,我就开这种账户。
B: 请填表。我马上就来。
A: 谢谢。

3.Loans贷款
A: Hello, how can I help you, sir?
B: I want to take out a loan for school. What kind of interest rates do you offer?
A: Do you qualify for any of the federal loan programs?
B: Yes, but I need to borrow some more money.
A: Well, in that case, we can offer you a private educational loan.
B: What’s the interest rate?
A: It’s 7.2%, fixed-rate loan.
B: How do I go about taking it out?
A: Just fill out this application. We can let you know right away if you qualify.
B: All right. Thank you.
A: 你好,可以为您效劳吗,先生?
B: 我想获得读书贷款。你们的利息是多少?
A: 你是否具备联邦政府的贷款资格呢?
B: 是的,但是我还需要再多借一点。
A: 好的,这样的话,我们可以向你提供个人(非政府)教育贷款。
B: 利息是多少呢?
A: 7.2%的固定利息贷款。
B: 要获得这种贷款要怎么做?
A: 填这份申请表。如果你符合资格我们会很快通知你的。
B: 好的,谢谢你。

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